Category: Debt & Credit

Credit card debt can have a significant impact on your credit score, which plays a crucial role in your financial health and future borrowing opportunities. Understanding how credit card debt influences your credit score is

Financial hardships can happen to anyone, and they can have a significant impact on your credit score. During these challenging times, it’s crucial to take steps to protect and maintain your credit score as much

Your credit score is a significant factor that lenders consider when you apply for a loan. This three-digit number is a snapshot of your creditworthiness, meaning it provides lenders with a quick, standardized way to

It is no secret that self-employed and freelancers find it particularly difficult to get credit. Many banks do not even offer credit for business but exclude this target group from the outset. Only a few

Over the years I’ve discovered that knowing how to manage your money is only 20% of the picture. The biggest part, by far, is the mental battle. If I could sit down with you for

Despite the harsh lessons that were taught to us by the Great Recession, it seems that we haven’t quite gotten the message about the dangers of overleveraging – spending beyond one’s means. U.S. consumers began